TOWNHUB APP AND WEBSITE PRIVACY POLICY
        
        Last Updated: 12/14/2021
        
        The following privacy policy applies to both the TownHub web version and
        the TownHub App.
        
        By downloading or using the app or website, these terms will
        automatically apply to you – you should make sure therefore
        that you read them carefully before using these services.
        This app and website is owned and operated by Keith Kosmin / Kosmin Media Group,
        who is referred to as the "App Provider" in this document.
        
        WHAT INFORMATION DO WE COLLECT:
        
        Personal Information you disclose to us:
        
        We collect personal information you voluntarily provide to us when you register and participate in app activities (such as posting on the chat forums or sending private messages within the app).
        
        The personal information we may collect includes:
        Email address - This information is collected for login purposes, password reset purposes, and to keep in contact when needed by the app.
        Zip code or Town Name - This information is collected to determine which TownHub community/town is appropriate for where you are located.
        
        Information automatically collected:
        
        We also automatically collect your IP address and device characteristics when you use the app. This information is primarily needed to maintain security and operation of our app, and for internal reporting purposes.
        
        WILL YOUR INFORMATION BE SHARED?
        
        Your email address and zip code and town will not be shared with any third parties.
        
        Your IP and device characteristics may be shared with third party services to deliver app services, including Google Firebase. Google Firebase user information is never linked to a user or device identifier and is used by Firebase to determine platform and version adoption in order to better inform Firebase feature decisions.
        
        LOCATION OF YOUR DATA:
        
        Your data is stored in the United States. All our servers are located in the United States.
        
        HOW LONG DO WE KEEP YOUR INFORMATION:
        
        We only keep your personal information for as long as necessary for the purposes described in this privacy policy.
        
        DO WE COLLECT INFORMATION FROM MINORS?:
        
        We do not knowingly collect or solicit data from children under 13 years of age. By using this app you represent that you are at least 13. If we learn that personal information from a user less than 13 years old has been collected, we will deactivate the account and delete the data from our records. If you are aware of any data we may have collected from children under 13, please contact us at: priority@townhub.com
        
        WHAT ARE YOUR PRIVACY RIGHTS?:
        
        If you would like to review or change the information in your account, or terminate your account, you can email: priority@townhub.com with your username and email address.
        Upon request we will deactivate or delete your account and information from our databases. However, we may retain some information in our files to prevent fraud, abuse, assist in investigations, enforce our privacy policy and terms of use, and/or comply with legal requirements.
        
        Opting out of email: You unsubscribe from any of our emails by clicking the "Unsubscribe" link at the bottom of any of the emails, or contacting us directly with a request to: priority@townhub.com. This will opt you out of any optional emails from the app, however you will still receive emails necessary to administer your account. You can opt out of all emails entirely by requesting to deactivate your account.
        
        UPDATES:
        
        We may update this privacy policy from time to time. Updated versions of this policy will be available at: https://www.townhub.com/privacy.php .  We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.
        
        HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
        
        If you have questions or comments about this privacy policy, you may email us at: priority@townhub.com, or by mail to:
        
        Kosmin Media Group
        1110 Kingwood Drive, Suite 103
        Kingwood, TX 77339 USA
        Phone: +1 (281) 358-0989
        
        HOW CAN YOU REVIEW, UPDATE OR DELETE THE DATA WE COLLECT FROM YOU?
        
        Based on the applicable laws in your country, you may have the right to request access to the personal information we collect from you, change the information, or delete it in some circumstances. To make a request, please email: priority@townhub.com
        
        
        The app does use third party services that declare their own
        Terms and Conditions.
         
            Link to Terms and Conditions of third party service
            providers used by the app
        
 
        We want to inform you that whenever you
        use this app or website, in a case of an error in the app
        we collect data and information (through third party
        products) on your phone called Log Data. This Log Data may
        include information such as your device Internet Protocol
        (“IP”) address, device name, operating system version, the
        configuration of the app when utilizing my Service,
        the time and date of your use of the Service, and other
        statistics.
        
        
Cookies 
            Cookies are files with a small amount of data that are
            commonly used as anonymous unique identifiers. These are sent
            to your browser from the websites that you visit and are
            stored on your device's internal memory.
        
            This Service does use “cookies” to manage your login information (session data)
            and certain preferences. The app may also use third party code and libraries that use
            “cookies” to collect information and improve their services.
            You have the right to either accept or refuse these cookies
            and know when a cookie is being sent to your device. If you
            choose to refuse our cookies, you may not be able to use some
            portions of this Service.
        
        Service Providers
            We may employ third-party companies and
            individuals due to the following reasons:
        
        
- To facilitate our Service;
- To provide the Service on our behalf;
- To perform Service-related services; or
- To assist us in analyzing how our Service is used.
            We want to inform users of this Service
            that these third parties have access to your Personal
            Information. The reason is to perform the tasks assigned to
            them on our behalf. However, they are obligated not to
            disclose or use the information for any other purpose.
       
            Security
            We value your trust in providing us your
            Personal Information, thus we are striving to use commercially
            acceptable means of protecting it. But remember that no method
            of transmission over the internet, or method of electronic
            storage is 100% secure and reliable, and we cannot
            guarantee its absolute security.
        
            Links to Other Sites
            This Service may contain links to other sites. If you click on
            a third-party link, you will be directed to that site. Note
            that these external sites are not operated by App Provider.
            Therefore, we strongly advise you to review the
            Privacy Policy of these websites. We have
            no control over and assume no responsibility for the content,
            privacy policies, or practices of any third-party sites or
            services.
        
        Changes to This Privacy Policy
            We may update our Privacy Policy from
            time to time. Thus, you are advised to review this page
            periodically for any changes. We will
            notify you of any changes by posting the new Privacy Policy on
            this page.
        
 This policy is effective as of 2022-02-01
            
            Contact Us
            If you have any questions or suggestions about this
            Privacy Policy, do not hesitate to contact us at priority@townhub.com
            
            Kosmin Media Group
            1110 Kingwood Drive, Suite 103
            Kingwood, TX 77339 USA
            Phone: +1 (281) 358-0989
            
            www.TownHub.com